If all goes well you will receive an intreebericht (entry statement) from APS via your employer. If you do not know for sure if you have been registered as a participant, please ask your employer. You can find more information under Register new participants.
Does my employer pay the contribution for my pension?
Your employer pays by far the greater part of the pension contribution. But you also pay part of the contribution. You can find more information under What do you pay for your pension?
To what am I entitled in the pension plan of APS?
The pension plan of APS consists of several parts. Please look under What do you receive in our pension plan? You will find a description there of the main outlines of the different parts. You cannot derive any rights from the texts on this website. You can only derive rights from the Pensioenlandsverordening Overheidsdienaren (national ordinance pension civil servants), which contains all the details of the pension plan of APS.
I have previously accrued pension with another employer. Can I take this pension with me to APS?
That is possible. You must apply for this within two years after the start of your participation in APS.
Can I lose my pension if APS runs into financial problems?
It is possible that your pension will be cut if the financial position of APS drops below the limit required by the Central Bank of Curacao and Sint Maarten. However, it is almost impossible that you should lose your entire pension. APS is under strict supervision of the Central Bank and the Ministry of Finance. If the financial position drops below the required limit, other recovery measures will first be taken such as an increase of the pension contribution or a reduction or suspension of the indexation. A pension cut is only considered if other recovery measures will no longer bring the desired recovery.
Is it important for APS to know if I get married or have a child?
Yes, that is important. If you get married, your husband/wife is entitled to a widow(er)’s pension. You will find more information under Marriage.
If you have a child, it is good to know that you underage children are entitled to an orphan’s pension. You will find more information under Birth.
You can inform APS of your married or the birth of a child via the amendment and correction form with which you report changes in your personal situation.